Each act has a consequence. Some consequences may be unwanted and bring about costs. Are you ready for them?
According to the principle of liability insurance, the insurer will indemnify the loss that would be subject to compensation by the policyholder pursuant to the principles of civil liability.
The offered products differ from one another based on the type of liability. Liability is divided into that arising in the course of an insured activity, due to a product made or through professional activity.
While the maximum sum insured under the property insurance is determined by the reinstatement value of the property, the client can choose the liability insurance amount himself or herself. Determining the sum insured is made difficult by the fact that upon entry into the contract it is not known what may happen during the insurance period and how great a damage it will bring about. If the actual loss exceeds the sum insured, the policyholder will compensate the loss exceeding the sum insured.