The thunderstorms that wreaked havoc on
By the end of August Seesam Insurance has registered 39 cases of damage caused by the storm, 24 of which include damage to buildings – broken roofs and trees that have fallen onto houses. In 15 cases damage was done to vehicles when pieces of roof material fell on them.
According to the claims that have been filed so far, the magnitude of damages is estimated to be EEK 2.2 million.
According to Merle Lindre, who is a Senior Loss Adjuster for Seesam Insurance, the main sources of risk during a storm are pieces of roof material that have been torn loose, trees that fall on cars, houses and power lines, and possible damage by rainwater. “As all household insurance packages issued by Seesam include cover for both storm and direct hits by lightning, such storm damage will be compensated for according to the conditions of the insurance policy of our clients,” Lindre commented. The vehicle owners’ damage will be compensated for in case the owner holds a comprehensive motor hull insurance policy.
Renee Kermon, the Insurance Director of Seesam, stresses the fact that almost 60% of Estonian homes are not insured. “The average damage caused by the last thunderstorm has been estimated to be EEK 65,000, according to the claims filed with Seesam, and the owners of homes that have not been insured have to pay for all this by themselves,” notes Kermon.
In addition to insuring their property, every person should follow the following simple advice to prevent extensive damage during the next storm:
- Keep the doors and windows of your home securely closed during the storm.
- Fasten any items that could fly around in the wind, or take them into a secure place.
- Unplug electronic equipment and landline phones. Switch off TVs, digital TV boxes, computer routers and other appliances.
- During a storm, stay inside. If it is necessary to move outside, take into consideration that strong wind can tear loose roof tiles and break tree branches. Do not seek shelter under trees, masts made of metal and fences because lightning is more likely to strike there than on an open field.
- While driving a car in a storm, make sure it is safe by choosing a speed appropriate to the visibility and weather conditions. During strong showers or hail, pull over and switch on emergency lights.
- Do not park your car under trees or in lower spots where there is a danger of flooding.
Additional information:
Tiia Prööm
Marketing manager
Seesam Rahvusvaheline Kindlustuse AS
Tel: 628 1876
tiia.proom@seesam.ee, http://www.seesam.ee/