Seesam's car insurance comprises mandatory motor third party liability insurance and voluntary motor insurance, which is also known as comprehensive insurance.
The difference between motor third party liability insurance and voluntary motor insurance lies in the beneficiary.If a vehicle insured, under the terms of the mandatory motor third party liability insurance, causes damage to a third party (e.g. hits a road sign, rear-ends another car, causes injuries to a pedestrian, etc.), the related damage will be compensated by the insurance company where the motor third party liability insurance contract was made.The driver who caused the accident will be compensated for his or her medical costs, but the damage to the vehicle will not be compensated.However, in the case of voluntary motor insurance the damage caused to the vehicle will also be compensated for.
In Seesam you can choose the desired option for voluntary insurance of your car depending on how you assess the risks related to your vehicle.We recommend full comprehensive insurance, because even the smallest accident can result in great loss.Full comprehensive insurance is a suitable choice for people who have purchased a car on lease or loan.Semi-comprehensive insurance is usually preferred by clients who do not consider it likely that their vehicle might get stolen. Instead they are worried about animals crossing the road, slippery conditions and poor traffic culture.