Estonia has 764 km of sea boundary, many lakes and rivers. Our waterways traffic can be as heavy and full of risks as road traffic. If you have a yacht or launch for spending your leisure time or a fishing boat, you should definitely insure it.
If the total length of your yacht, launch or boat is less than 24 meters, Seesam's recreational craft insurance is just the product for covering the risks related to such a water craft. As in the case of cars, you can choose between full and partial comprehensive insurance.
You can insure recreational crafts registered in the recreational craft register in . Insurance covers the hull, masts, sails, engine(s), devices and equipment used in the craft, given the restrictions set out in the insurance conditions.
Full comprehensive insurance is the best choice if the recreational water craft is used at sea where storms and underwater rocks pose a great threat. It is also necessary if a water craft is transported from one place to another by land. Full comprehensive insurance covers a water craft accident (hitting a rock, a collision, storm damage); theft, robbery, vandalism; fire, explosion, lightning; damage to a water craft while on a means of transport or a slipway upon moving by land. Recreational craft insurance contains liability insurance – if people or their property is damaged in the course of a water craft accident, the injured persons will be indemnified for such damage and loss.
Partial comprehensive insurance covers all risks of full comprehensive insurance but water craft accidents. Partial comprehensive insurance is a suitable option for recreational crafts which are sailed in familiar waters and inland water bodies where there is no threat of hitting a rock.
Without an additional agreement the recreational craft insurance is valid in the Baltic Sea and in its bays and in the coastal waters of the Baltic and Nordic countries.
You can insure recreational crafts registered in the recreational craft register in . Insurance covers the hull, masts, sails, engine(s), devices and equipment used in the craft, given the restrictions set out in the insurance conditions.
Full comprehensive insurance is the best choice if the recreational water craft is used at sea where storms and underwater rocks pose a great threat. It is also necessary if a water craft is transported from one place to another by land. Full comprehensive insurance covers a water craft accident (hitting a rock, a collision, storm damage); theft, robbery, vandalism; fire, explosion, lightning; damage to a water craft while on a means of transport or a slipway upon moving by land. Recreational craft insurance contains liability insurance – if people or their property is damaged in the course of a water craft accident, the injured persons will be indemnified for such damage and loss.
Partial comprehensive insurance covers all risks of full comprehensive insurance but water craft accidents. Partial comprehensive insurance is a suitable option for recreational crafts which are sailed in familiar waters and inland water bodies where there is no threat of hitting a rock.
Without an additional agreement the recreational craft insurance is valid in the Baltic Sea and in its bays and in the coastal waters of the Baltic and Nordic countries.