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Travel insurance

Why to prefer Seesam when choosing travel insurance?

• Unique insurance cover in Estonia – trip cancellation additional insurance “Cancel for no reason” guarantees protection against the unexpected events, which are not indemnified according to the terms of regular trip cancellation insurance (e.g. pet’s illness, unexpected duties at work, conflicts with travel companion etc.).
• Liability insurance for all trips – liability insurance cover can be added to all trips - long or short ones.
• Flexible cover for administrative costs – necessary reasonable administrative costs concerning insurance event will be indemnified up to 60 EUR.
•  Indemnification of medical treatment insurance event – in case of medical treatment insurance event, round trip travelling and accommodation expenses of one person accompanying the insured person (the person does not have to be travel companion), shall be covered up to 950 EUR.
• Indemnification of chronic illness – in case of exacerbation of chronic illnesses, medical expenses shall be indemnified up to 1,500 EUR.
• Unlimited duration for medical treatment abroad – Seesam does not limit the duration of medical treatment abroad in case of an insurance event.
• Customer-friendly indemnity limit in luggage insurance – there is no separate indemnity limit for electronics and sports equipment in luggage insurance.
• Deductible in luggage insurance – when luggage is given to airline company’s supervision wrapped in plastic film, deductible will not be applied in case of damage to the luggage.
• Indemnification of luggage insurance in case of family insurance – luggage insurance limit in case of family insurance is common to the whole family, but in case of luggage delay the indemnity sum for purchasing essential articles is higher (60 EUR per day, 240 EUR maximum).
• Beneficial family insurance – family insurance is offered at really good price.
• Variety of additional insurance covers– everyone can expand the insurance cover with the following options: dangerous hobby cover, dangerous job cover, additional trip cancellation insurance, cancel for no reason cover and luggage delay additional insurance.
• Easy access to buying insurance – a quick and easy way to buy the policy from Seesam’s new e-sales environment is now available at https://osta.seesam.ee/reisikindlustus/.
• High quality in loss adjustment  – Seesam’s loss adjustment shows high quality and trustworthiness in dealing with insurance events.

Seesam's travel insurance is a product which allows the client to choose the desired insurance coverage.

Seesam offers updated travel insurance with a wider range of options. You can conclude a travel insurance contract covering only the medical costs incurred in a foreign country or instances of trip cancellation, interruption or being late. In addition to that, you can ensure as luggage the personal belongings you intend to take with you on a trip.

Medical insurance is the most important component of travel insurance – it covers the costs of medical treatment incurred in a foreign country, including urgent medical assistance in pregnancy (up to 28 weeks) complication instances, with the exception of birth or premature birth; also costs of transporting the sick person to a local doctor or back to Estonia. The expenses incurred from the trip duration extension resulting from the time spent at the hospital are compensated, too.

We are nowadays witnessing an increasing demand for combinations of medical insurance with insurance against travel problems, when you are forced to cancel the trip before starting it or the trip is unexpectedly interrupted. If you are late in reaching the beginning of a trip or transit point, compensation will be provided for the additional transport or accommodation expenses necessary to resume the trip.

People often plan various excursions as part of the upcoming trip, also purchasing other services in advance. We offer personal solutions aimed at insuring such services. Seesam’s travel insurance – the widest insurance protection against travel problems available in Estonia. Contact us for further information!

Travel insurance should cover not only the people going on a trip, but the items they take with them as well. Seesam’s luggage insurance covers losses which arise from theft or robbery of luggage or breaking or loss of luggage in the course of transportation. The money spent on purchasing articles of prime necessity is compensated, too, in instances when the luggage reaches the destination later than its owner.

Travel insurance contracts can be concluded by individuals, families and companies.

If you find yourself in trouble while abroad, you can get in touch with Seesam’s claims handling partner to receive aid and advice:

• SOS International 24h
  Ph: +45 70 10 50 50