Casco insurance

Damage caused to your vehicle by yourself or an unknown person will be indemnified by voluntary motor vehicle insurance, i.e. comprehensive insurance. Seesam’s comprehensive insurance offers protection against the risks of an unexpected and sudden contact event outside the vehicle, traffic accident, natural disaster, fire, theft, robbery and vandalism. With Seesam’s comprehensive insurance you can choose between Minicasco, Casco and Supercasco packages.

NB! It is not possible to buy Minicasco package from the e-shop. To receive an offer, please contact or +372 628 1800.

Insurance covers

Additional covers for comprehensive insurance

To ensure more comprehensive insurance coverage, it is practical to choose additional insurance options to complement the basic package.

Window insurance indemnifies glass damage resulting from the breakage of passenger compartment glass. The cost of applied window tinting will also be indemnified along with the glass. In the case of additional window insurance one can choose between two deductible types – EUR 0 or 10% of the amount of damage. If window insurance is not selected as additional insurance cover for the package, window damages will still be covered, although in the case of damage the base deductible will be applied.

Replacement vehicle insurance is important to ensure that the life of a person who moves about primarily by car does not stop. If the vehicle is incapable of moving or is currently being repaired, a replacement vehicle will be placed at the disposal of the insured person for that period. Seesam’s cooperation partner in providing a replacement vehicle is Europcar.

Vehicle passenger accident insurance It is an unavoidable fact that some traffic accidents end tragically. Even though an event cannot be changed, Seesam accident insurance will help to you to cope with the consequences. In the case of accident insurance, people who are occupants of a vehicle during an accident are insured, and in the event of their death or a permanent incapacity for work, an insurance indemnity is provided.

Luggage and pet insurance indemnifies the damage caused as a result of damage to, destruction or loss of items in the passenger compartment, luggage compartment or roof box of the insured vehicle. In addition, luggage is also deemed to be pets located in the salon or trunk of the vehicle that shall be deemed to be cats and dogs for the purposes of these terms.

Pursuant to trailer insurance, damage caused to O1 and O2 category light trailers shall be indemnified.

Window insurance is offered by Seesam to all vehicles; other mentioned additional insurance covers are only available to passenger cars and light trucks in normal use.

Advantages of Seesam CASCO and SUPERCASCO
  • Child safety seats and carry cots, roof boxes, roof bars, bicycle racks, additional bumpers and steps and towing hooks mounted on the vehicle are insured with the vehicle free of charge.
  • New value coverage without a mileage limit for passenger cars and light trucks free of charge – in the event of complete destruction of the vehicle, the purchase price of a vehicle not older than 1 year will be indemnified.
  • Free emergency roadside help insurance (incl. for trailers) in the insurance territory (including free accommodation, delivery of fuel and tyre repair, if it can be done at the scene of the event).
  • Free leasing value insurance.
  • Free loading damage insurance is included in the insurance cover by default.
  • It is possible to choose insurance protection for your luggage and pet as additional cover. NB! ONLY AT SEESAM!
  • No deductible if damage has been caused by collision with a wild animal or livestock (except a bird).
  • Single basic deductible throughout Europe.
  • Damage caused only to tyres will be indemnified.
  • Repairs to motor vehicles with a valid warranty are performed with original accessories, which are covered with the manufacturer’s guarantee
  • Wide insurance protection – Supercasco includes technical failure insurance and vehicle passenger accident insurance by default.
  • Free lease payment insurance for up to 6 months.
  • No deductible if damage has been caused by a natural disaster and the loss exceeds EUR 1000.
  • Small deductible in case of theft and robbery of a vehicle – 10%.
  • Damage related to the destruction or loss of keys will be indemnified without deductible and up to EUR 200.
  • In the event of theft or destruction of the vehicle, possible replacement costs of the vehicle will be indemnified by adding +5% to the insurance indemnity.
  • In the event of the Supercasco package, all costs of restoration repairs in the authorised dealership are indemnified.
DriveX app for taking photos of a vehicle

DriveX is a photo app with the help of which you can send an overview of your vehicle directly to Seesam. This is the software that facilitates the conclusion of a policy for both the policyholder and Seesam.

The photo app provides the user with instructions and feedback with the help of machine vision about whether the pictures are suitable and whether the vehicle meets the insurance requirements.

Seesam Autoabi

The Seesam Autoabi service is free to comprehensive insurance customers in Estonia as well as abroad, no deductible applies.

We remind you that in order to use the Seesam Autoabi service (including free accommodation costs), you must telephone +372 6221 333. Seesam’s free roadside assistance service will not available if you order roadside assistance using any other numbers.

Even if you know how to change a flat tyre or know that your vehicle is in perfect condition, unexpected events may occur while you are travelling and when you are least prepared.

You unexpectedly run out of fuel, a traffic accident occurs, you lock your keys in your car or your car needs towing – Seesam Autoabi gives you peace of mind that no matter what happens, fast and professional help is only a telephone call away.

What are the services offered by Seesam Autoabi?

  • Free assistance across Europe – the service is available in the designated area marked on your insurance policy. A client that requires assistance abroad will initially be advised via telephone and, if necessary, a local service provider from the corresponding country will be sent to render assistance.
  • Quick dispatch to the scene of the event – in bigger Estonian towns, help will arrive within 30 minutes.
  • Consultation in the event of a traffic accident – we will help you to complete the accident notice and tell you how to proceed.
  • Towing of vehicle if there is a technical problem with your vehicle (incl. trailer) which cannot be repaired on the spot, or if it is impossible to continue driving with the vehicle for other reasons, the vehicle shall be towed to the nearest authorized representation or repair shop.
  • Transporting travellers to their destination – if the vehicle required towing, the driver and passengers will be transported to their desired destination within Estonia.
  • Bringing fuel - if you run out of fuel, sufficient fuel will be brought to enable the client to drive to the nearest filling station (cost of fuel included in price).
  • Pulling out a vehicle – if you vehicle is in a ditch, or is stuck in the snow or sand, a tow truck will be sent to help you.
  • Starting a vehicle – if your battery is dead, the vehicle will be started with the help of a special device (booster), in accordance with the requirements set forth by the dealership.
  • Tyre change – if you have a spare tyre (incl. for a trailer), the damaged tyre will be replaced on the spot with the spare tyre. If there is no spare tyre, the tyre will be taken to a repair shop for repair or the vehicle will be towed to the repair shop (free tyre repair when on-site).
  • Resolving other problems – if the alarm will not deactivate, keys have been locked in the vehicle or other technical faults arise which prevent you from continuing on your way, the solution is Seesam Autoabi service.
  • If an insured event involving roadside assistance occurs outside of the Republic of Estonia, in which if the policy holder is unable to use the vehicle as a result of the incident, reasonable accommodation expenses shall be indemnified for up to three (3) days for the driver and one passenger.

Seesam’s cooperation partner in providing roadside assistance is Roheline Laine OÜ.

Insurance is provided by Compensa Vienna Insurance Group, ADB Estonian Branch, which operates under the Seesam trademark in Estonia. Before concluding policies, please read the terms and conditions at and consult an expert if needed.
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