Liability Insurance

The principle behind Liability Insurance is that the insurer will indemnify a loss that would be subject to being indemnified by the policy holder pursuant to the principles of civil liability.

The offered products differ from one another based on the type of liability. Liability is divided into that arising in the course of an insured activity, due to a product made or through professional activity.

While the maximum sum insured under Property Insurance is determined by the reinstatement value of the property, the client can choose the Liability Insurance amount on their own. Determining the sum insured is made difficult by the fact that upon entry into the contract it is not known what may happen during the insurance period and how great the damage is that will be brought about. If the actual loss exceeds the sum insured, the policyholder will compensate the loss exceeding the sum insured.

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