Despite a careful driving style and adherence to safety requirements, any driver may find themselves involved in a traffic accident. It is for this reason that motor third party liability insurance, which is regulated by the Traffic Act, is mandatory for all vehicles operated in traffic.
As of 1 January 2015, you no longer have to contact the offender’s insurance provider; instead, as our client, you can contact Seesam directly for loss adjustment.
By purchasing motor third party liability insurance it is possible to choose between two different contract types – an “automatically extended contract” or a “single contract”.
When driving in Estonia, carrying a paper copy of the insurance policy is not necessary, since the validity of insurance coverage will be checked from a motor third party liability insurance register.
When moving about within the European Union, you must carry a copy of your insurance contract with you. A green card is necessary when travelling outside of the European Economic Area.
The validity of motor third party liability insurance and the history of own damage can be checked here. To check motor third party liability insurance cover for a vehicle, the vehicles registration plate or contract number must be entered, along with the date and scope of application. Information will be displayed in response to the query, regarding the period for which the last contract is valid, the scope of application of the contract and a notice regarding whether the contract is in force.
Motor third party liability insurance is valid in:
As of 1 January 2009, Russia has been added to the countries listed on the motor third party insurance Green Card. The Green Card with extended territorial validity is issued FREE OF CHARGE to the clients of Seesam.
The standard motor third party liability contract is valid within European Union Member States, although we recommend that when travelling outside of Estonia with your vehicle, you bring along your motor third party liability insurance Green Card (there are countries where a border guard or police officer may ask for it).